Save together.
Borrow with dignity.
The savings and loans home for our church family and community, in Kampala or anywhere in the diaspora.
Savings balance
UGX 2,450,000
Built around how our members actually save and borrow.
Savings
Deposit and withdraw any time, with a minimum-balance safety net built in.
Loans
Quick, Normal, and Negotiable loans with clear schedules and a maker-checker approval on every one.
Fixed deposits
Lock in a rate and term. Your terms are snapshotted permanently at opening.
Group accounts
Shared savings groups with dual-control approval on every group transaction.
Whatever you're saving toward.
A head start for your child
Open a junior savings account for a child of any age. You stay in control until they turn 18.
Keep them in school
Save steadily toward school fees so exam term never catches your family short.
Keep your work moving
A Quick or Normal loan to cover fuel, stock, or repairs, the things that keep your income coming in.
Your money, held to a higher standard than paper ledgers.
HTM is moving off paper record-keeping onto a real core banking system, built the way regulated financial institutions are built, because that's what member trust requires, licensed or not.
- Immutable, append-only audit trail on every account and transaction.
- Two-factor authentication for every staff account with access to member funds.
- Member and staff systems are fully isolated, so an issue in one can never reach the other.
- Passwords are never stored in plain text, and everything is encrypted in transit.
Two ways in.
Member portal
Check your balance, view statements, apply for a loan, and request a withdrawal, from Kampala or anywhere in the world.
Go to member loginStaff console
For HTM staff and authorized personnel only: manage members, process transactions, and review the ledger.
Go to staff login